For owners and principals of consumer proposal and debt solutions firms
Your clients do the hard part. Then they walk out the door with no plan.
Add a free aftercare program to your firm. A licensed financial professional picks up where the proposal ends, so fewer of your clients ever need one again. No cost to you or your clients. Ever.
You know the moment.
Final payment made. Certificate issued. Handshake. Relief.
And then what?
Two counselling sessions. About an hour each. Budgeting basics. Then the file closes.
The client who cried in your office walks out with a clean slate and the exact same habits that filled it.
No savings buffer. No protection for their family. No plan past next month.
You have seen the ones who come back. Every repeat file is someone the system dropped at the finish line.
It is not your firm's fault. It is not even the client's.
The industry is built to end debt, not to build what comes after. And the people circling this space make it worse: consultants charging thousands for what should be free, credit repair outfits selling promises, commission sellers treating a discharged client like fresh meat.
The regulator is warning consumers about them by name.
Your clients deserve better than the sharks. And your firm deserves a way to offer more without touching any of that.
The Aftercare Program. Free for your clients. Free for your firm.
The game plan session
A licensed financial professional sits down with your client at no cost. Budget, habits, next 12 months. Education first. Nothing sold.
The rebuild path
Savings habits, credit rebuilding steps, protecting their family. Step by step, at their pace.
The long game
Ongoing check-ins so the habits stick. The goal is simple: they never need a proposal again.
Your clients choose freely. They can take the plan and never speak to us again. It is still theirs to keep.
No cost. To you or your clients. Ever.
This is a value add for your firm, plain and simple.
- No cost to you or your clients, at any stage
- No obligation on any client at any point
- Your clients choose freely, in writing
- Education first. Nothing is sold inside the program.
What your firm gets is the story: we look after your whole future, not just your file.
Hilal Pervaiz is a licensed financial professional based in Cambridge, Ontario, licensed in Ontario, Alberta, New Brunswick and Newfoundland and Labrador, and regulated provincially in each.
Not a debt consultant. Not a credit repair company. Not asking your clients for a cent.
Picture your next completion meeting.
Certificate. Handshake. And then:
"One more thing. We have a free aftercare program. A licensed professional will build you a plan for what comes next. Costs nothing. Up to you."
That is the firm people talk about. That is the review that writes itself. That is fewer repeat files.
Questions you should ask
Book a 15-minute call.
See the program, the materials your clients would receive, and the compliance posture in writing. If it is not a fit, you have lost 15 minutes and gained a look at what aftercare could be.